FAMILY LOAN

R: "I'll be taking a loan from a family member to pay these accounts off."

A: "Client's Name, "Congratulations! I am impressed with your ability to obtain the required settlement amount to resolve your debt. You are an exemplary client for our settlement teams based on your determination to achieve financial stability. Our goal is to assist clients in saving enough money to settle their debts, and you have already accumulated the necessary amount.

The client will either:

• A) Give THE REAL OBJECTION (credit impact, fees, etc.)
• B) "I'd rather pay 100% of the debt back with the family loan.

Strained Relationships

A: Our team is here to assist you if you have the necessary funds to settle your debts. It's best to avoid borrowing from family members, as it can cause discomfort and strain in relationships. Debt settlement is a viable option worth considering.

Changing Power Dynamic

A: We respect your privacy and autonomy in managing your finances. However, we want to remind you that there is limited legal protection if a family member alters the payment plan. Please consider this before making any decisions. As our client, we provide clear and transparent terms in your agreement.

Limited Legal Protection

A: (Client's name) Upon working with us, we are committed to providing you with the terms and conditions outlined in your agreement. A family member can alter the payment arrangement while the loan progresses.."What is your risk appetite?